Ride a bus to stay warm? In America?

As if the state of retirement planning wasn’t depressing enough, the NY Times piece from the front page of this Sunday’s paper is pretty darn disturbing! I know that this area is pretty intimidating for a lot of folks, but please people, become more informed about your finances, because stories like these are going to become more prevalent in the near future. If you don’t have the knowledge to dig a bit into your planning, find someone who does. It’s imperative that you have whatever funds are earmarked for your future working as hard as they possibly can for you. Don’t ignore this please, it’s your future standard of living that’s at stake here!