Ever wondered why some people seem to have their lives in order financially? Now, I’m not talking about the person with the unbelievably well paying job. You know the one, the one working for Google, Facebook or some such highly successful company. I’m talking about the person making an average wage, with a spouse doing the same, while maybe raising a couple of kids. Remarkably similar to your circumstances quite possibly. But, for some reason they always seem to have money around for the niceties in life that we all long for. You know, own a house, nice vacations, maybe dinner out once in a while. Now hopefully they’re doing all this by being smart and in control of their money and not just running up credit card debt! If this sounds like something you’d like to aspire to, I ask you to have a look around my site and decide if you think I couldn’t be of some assistance in making this happen for you. I’ve found that almost everyone has some area of their financial lives that needs some oversight. Why not put an expert in your corner?
April 2016 Update- I really can’t believe THIS is even necessary!! Goes to show you what has become of the industry!
If you think the advice you’re being given by someone who wears a fancy suit and works for one of the behemoth firms, or banks, that we are all familiar with is in your best interests, have a gander at this article in the NY Times. If the balance in the retirement account isn’t doing what you might have hoped, there might just be a reason for it! That’s the reason behind what I’m doing here. The money management industry is slanted towards the benefit of those that work in it, not for the client! That they’ve been able to get away with it for all these years is a travesty that’s being imparted on the middle class of this country. It’s high time that people were made aware of what’s been happening to them all these years, and more importantly, do something about it! Get someone who has no conflicts and nothing but your interests in mind and let them guide you towards investments that are going to give you the best chance of growing your money, without the haircut of your financial services firm taking a % that helps pay for their fancy country club memberships. Can you tell I’m a little annoyed about the situation? It’s been going on for years and IT”S NOT RIGHT!
Another NY Times piece that is so important! Please take a few moments to read and then forward to everyone you know,especially those just starting their careers. As the article says, if you are a baby boomer and not already saving aggressively, you are in serious stew already!
As if the state of retirement planning wasn’t depressing enough, the NY Times piece from the front page of this Sunday’s paper is pretty darn disturbing! I know that this area is pretty intimidating for a lot of folks, but please people, become more informed about your finances, because stories like these are going to become more prevalent in the near future. If you don’t have the knowledge to dig a bit into your planning, find someone who does. It’s imperative that you have whatever funds are earmarked for your future working as hard as they possibly can for you. Don’t ignore this please, it’s your future standard of living that’s at stake here!